Commercial Bank of Dubai with various financial services

The commercial bank of Dubai is one of the best banks in the country which is mainly located in Dubai. The main purpose of this well-known bank is to provide the simplest method of attaining various kinds of financial services. People of the UAE are now more conscious about their lifestyle and they want to adopt such financial methods that are suitable for them. Commercial bank of Dubai will give them the easiest means through which they can get their favorite and required financial assets. CBD comprises all types of products including several bank accounts, various insurances, different kinds of bank loans, and also enormously prevailing credit cards. 

Whenever an individual goes towards the CBD, first of all, the staff of this bank will show good and humble behavior. They will guide you in a proper good way, you will not find any kind of inappropriateness in their behavior. The next thing is the simplest procedure of getting the products like credit cards and loans. In this article, our main concern is about these two basic financial services of commercial bank in Dubai, credit cards and personal loans. Focus on the below-mentioned points if you want to know about these two commodities of CBD and do not ignore even a single portion.  

Commercial bank of Dubai credit card offers existing features  

The commercial bank of Dubai maintains all services accurately and people are much satisfied with all these services. When we talk about the credit card facility of CBD, so it will be also on the top level. Various kinds of credit cards you will find here with additional services like chip and pin service. This facility is unique and will be beneficial to the cardholder whenever he or she uses the credit card. Chip and pin services will make your buying and paying more simple and this method is entirely protected from any harmful activity at the counter. Commercial bank of Dubai is also famous due to its amazing digital banking services. Now, everything will be obtained via online services. Digital banking involves all kinds of banking facilities like applying for loan services, account opening services, obtaining credit card facilities, and much more.  

Types Of Credit Cards

There are several credit cards of types Commercial bank of Dubai here some we discuss in this blog. 

World Mastercard 

• No annual fees for the first year on primary card 
• 50% discount on VOX and Reel cinemas tickets across the UAE 
• Airport Lounge Access and other travel benefits 
• Variety of travel benefits 
• World Mastercard Privileges 

CBD Smiles Visa Signature Card 

• 50,000 Smiles points as Welcome Bonus 
• 10 Smiles points on any spends at Etisalat or on the Smiles UAE mobile app 
• Up to 3 Smiles points on international spends 
• Up to 2 Smiles points on domestic spends 
• 50% discount on VOX & Reel cinemas tickets across the UAE 
• Valet Parking at over 30 locations 

Super Saver Signature 

• No annual fees for the first year on primary card 
• Earn up to10% CASHBACK on everyday retail spend categories 
• 50% discount on VOX and Reel cinemas tickets across the UAE 
• Complimentary Valet Parking every month 
• Complimentary access to airport lounges worldwide 

CBD Smiles Visa Platinum Card 

• No Membership Fees for the first year 
• 10,000 Smiles points as Welcome Bonus 
• 5 Smiles points on any spends at Etisalat or on the Smiles UAE mobile app 
• Up to 2 Smiles points on international spends 
• Up to 1.5 Smiles points on domestic spends 
• Buy 1 Get 1 free on VOX cinemas tickets 
• Buy 1 Get 1 Free dining and lifestyle offers 

Titanium Mastercard 

• No annual fees on primary card 
• Complimentary access to over 10 VIP lounges in the Middle East 
• 20% discounts on Careem rides 
• Automatic enrollment in CBD Rewards Program 

CBD Yes Rewards Credit Card 

• Save up to 15% off on fuel 
• Free valet parking 
• Complimentary Airport Lounge Access 
• Multi-trip travel Insurance 
• Extended Warranty 
• Purchase Protection 

CBD One 

• Up to AED 500 cashback a month 
• Choose your card design and your plan 
• 50% off cinemas (Novo, Reel & VOX cinemas) 
• Free valet parking (at 30 locations across the UAE) 
• Global Complimentary Airport Lounge Access (over 1,000 airport lounges) 
• Multi-trip travel Insurance (coverage of up to USD 500,000) 

Offers of credit cards  

• With the CBD credit card offers, a holder can attain several benefits and rewards related to shopping, dining, traveling, online banking, loan availing, and much more.  
• Cardholders will be also able to receive several loyalty points and can get various vouchers free of cost.  
• The facility of cashback is also available with the commercial bank of Dubai credit card offers. The cashback will be up to 40% to 50% on various purchases within the range of UAE.  
• Similarly, a 50% discount will be also accessible within the entertainment package. A holder will enjoy the free 4 movie tickets or up to 50% discount on 4 movie tickets. Especially when he does the transactions with this specific credit card.  
• There are many other privileges also available with these cards and while traveling a candidate can get also traveling assistance with discounts on plane tickets.  

Eligibility of credit cards  

• To get the facility of credit card from CBD the minimum salary should be up to 5000 AED.  
• The age range will be up to 21 -65 years for all locals and expats.  
• ID card plus visa/passport will be essential.  
• Old bank history will be required to get it.  

Commercial bank of Dubai personal loan and its specifications  

The second most outstanding product of the Commercial bank of Dubai is the personal loan. Both the locals and expats like to take personal loan from CBD. The reason behind its famous loan service is its simple and competitive rates plus good period. When we talk about the amount of loan for both residents and non-residents. So there is a variation between them, locals of UAE will be able to get the amount up to 2.5 million AED. On the other hand, the foreigners will be able to get the amount of up to 750,000 AED. So, the difference is clear and the reasons behind this difference are so many. Commercial bank of Dubai personal loan will give you a decent period for paying back the installments. The duration will be almost up to 48 months which is good enough for the job holders also.  

Features of CBD’s loan service 

• A personal loan will be beneficial in all kinds of worst circumstances and they can recover your all problems relevant to finance. Whether it’s about the family matters or whether it’s about the business related matters. A personal loan will help you out in all those situations.  
• When you and your family need money to overcome medical issues or you need to pay some heavy amount for some kind of surgery. So, commercial bank of Dubai personal loan will give you help at your crucial time with easy terms and conditions.  
•  Similarly, a student in UAE may face a situation where he needs to pay his college or university fee for semester completion. But due to a shortage of money, he can’t pay that, at that time he rushed to the bank for a personal loan. Because he knows very well that at this time personal loan is the only way through which he can handle this situation.  
• Sometimes, there is a need to construct a house or reconstruct the old existing house. Therefore, an individual applies for a personal loan service to maintain the house expenses. 

Eligibility for a personal loan in CBD  

• The main thing is the minimum salary for the personal loan, so the bank will require 8000 AED for salary.  
• Commercial bank of Dubai has suggested the range of age also. That will be start from 21 years and will be ended up at 65 years.  
• The next thing is your valid ID and visa/passport copy is necessary for the expats.   
• Work experience should be also required, which should be about 6 to 8 months.